As I’m writing this I’m looking over the water in front of my parents house in Houten. Super relaxing flow.

Staying at my parents place to take care of my mom right now. Something with her back. I’m happy to help.

Anyway.. that’s not what I wanted to talk about.

Being here sure brings back memories.

When the IRS shit hit the fan.

I was staying at my parents’ place. This was months before I moved to The Hague.

Some weird shit happened here.

I’ll tell you about the most vivid memory I have. It’s engrained on my retina (is that even an English saying ?).

Every other week another debt collector would be at my door step.

Dave Ramsey says: “Debt collectors are not your friends.”

Boy, is he right. I’ve met a couple of nice ones over the years but it is a different profession that seeks out weird ass people.

At that point in time I didn’t know my rights and I had no clue that they lied as much as they do. Anyway lets start.

The doorbell rang. I went to open the door and some older man around 55 to 60 years old was standing there. From the looks of it you would think that he was the one in debt because he didn’t look well groomed or anything. Crappy clothes and always the big folder with the data.

As I told before in another post. Every time the bell rang my heart rate would go up to 180. This was the same.

It started off pretty normal. He started talking and said. Okay so listen you have to pay this amount (it was around 19k) in two days.

So I told him. That’s not gonna work out for me. I do not have this kind of money laying around. If I had I would have paid it already.

He was not pleased. As if he was getting a 20% commission on the total.

This is when he showed his true face.

He started to threaten me. Which I was fine with.

But then he committed a cardinal sin. He threatened my parents as well. This scared me and pissed me off immensely.

He was saying that if I didn’t pay he would send the cops to my doorstep and I could pay by being locked up. They would take my stuff. And! They would take all the stuff of my parents had.

He literally said: “Next time you get home. It could be that the house is empty. Everything will be seized. No exceptions.”

For months every time I got home. The first thing I checked was to see if all my parents’ stuff was still there.

This is f-ing ludicrous.

So I panicked yet again and went looking for houses so that my parents wouldn’t get hit in the crossfire.

About 6 months later I found out that he was lying and that they can’t even do this. He lied his f-ing ass off to make me feel bad.

This pissed me off yet again. But I do know my rights now and whenever they threaten me now I just laugh and nod “Sure bro do whatever you need to do.”.

Those were some fun times.

Onwards to the balance!

Day 28 balance:

Expected expenses today:
Food

Expenses yesterday:
Personal:
€ 0,00
Business
€ 0,00

Expected income today:
Some

Income yesterday:
€ 0,00

Wallet:
€ 10,55

Current balance personal account:
€ 23,14

Current balance business account:
– € 24,35

Total:
– € 1,21

– IRS: € 46.534,16
– Business: € 22.005,03
– Personal: € 8.669,58

Total Debt:
€ 77.208,77

Balance day 27:
– € 77.209,98

€ 5.170,00

Cheers,
David

Currently reading this financial book:

The Millionaire Next Door: The Surprising Secrets of America’s Wealthy

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